Loan Programs for Micro-Level Businesses

Many community partners offer capital and help low and moderate income individuals start or grow a business. If you have an existing loan, please contact your lender organization for more information about relief efforts as they may not be automatically applied.

    • Optional three-month deferment on existing loans in good standing through Navigate Enterprise Center. Email Cynthia Brown.
    • Borrowers should call (859) 231-0054 to discuss options.
    • Existing borrowers are allowed a three-month forbearance period; borrowers can choose to extend loan for three months without penalty.
    • Applications for our $500 Lifeline Loan (payday loan alternative) and $25,000 Small Business Continuity Loan will be available Monday, April 6. Funds should be available within three to five business days from receiving a completed application.
    • Contact LHome at (502) 882-8091 or info@lhomeky.org
    • Through Render Capital, businesses can apply for growth loans of up to $35,000 that provides flexible funding for working capital, website improvements and more. Current borrowers can make interest-only payments for 3 months.

Spalding University offers therapy services on a sliding scale and two free support groups

The Center for Behavioral Health at Spalding University is offering therapy services via telehealth on a sliding scale. There is currently a low wait time for an intake appointment. The Center for Behavioral Health is also offering two free support groups with one of their licensed psychologists on staff.

If you are looking for therapy services at a low cost, please email behavioralhealth@spalding.edu or click here to visit the website for more information.

 

Louisville Pride continues to connect people through Digital Pride

The Louisville Pride Foundation has launched a Digital Pride initiative to continue bringing people together during social distancing. Digital Pride is evolving, but so far it includes bi-weekly Community Conversations, hosted by the LPF Executive Director Mike Slaton, and a weekly virtual drag show, sponsored by United Auto Workers Local 862.

Community Conversations happen Tuesdays and Thursdays at 1:00 PM on Facebook Live, and topics have included Racial Disparities, and COVID-19, Transgender Day of Visibility, and Community Efforts to Provide PPE. Archived videos are available on YouTube.

The Virtual Drag show is hosted by Syimone and happens every Friday night at 8:00 PM on Facebook Live. Louisville Pride is paying the performs, and all tips are split between the Louisville Pride Foundation and the One Louisville COVID-19 Response Fund.

TARC limits service to essential trips only

According to Mayor Fischer, TARC is limiting ridership to “essential services only.”

Essential trips include:

  • Obtaining necessary supplies and services for family or household members and pets, such as groceries, food and supplies for household consumption and use, supplies and equipment needed to work from home, and products necessary to maintain safety, sanitation and essential maintenance of the home; or
  • Engaging in activities essential for the health and safety of family, household members and pets, including things such as seeking medical or behavioral health or emergency services and obtaining medical supplies; or
  • Caring for a family member, friend, or pet in another household or residence, and to transport a family member, friend or their pet for essential health and safety activities, and to obtain necessary supplies; and
  • Employment in essential business services, meaning an essential employee performing work for an essential business as identified by the Governor as “necessary to sustain life.”

Additionally, TARC is asking riders who need to make essential trips to avoid riding the bus during peak travel times of 6-9 a.m. and 2-6 p.m. to give more social distancing space to essential workers heading to and from their jobs.

“TARC continues to monitor the developments of COVID-19 daily,” said Laura Douglas, TARC Co-Executive Director. “We are asking our passengers to limit their trips with TARC to ‘essential trips only’ in an effort to help practice the important measures of social distancing. We provide a crucial service to the community and we take that responsibility seriously; we want to continue to serve that role as effectively as possible with the health and safety of both our passengers and our team members top-of-mind.”

Please visit www.ridetarc.org and click on the COVID-19 button for details and updates on how TARC is responding.